Are you looking to apply for Medicaid, but you aren’t sure how to apply for Medicaid? In this article, we will explore how you can apply for Medicaid easily.
Where do I apply?
Medicaid is run by both the state and the federal government, but the state is in charge of operations. This also means that the state is in charge of taking your application and determining if you are eligible or not. In order to apply for Medicaid, you need to obtain an สมัครufabetเว็บไหนดีทีสุด
application from one of these places.
Your local Medicaid office
Alternate locations where Medicaid applications are available, such as Aging and Disability Resource Centers.
Online through your state assistance office or other websites.
Over the phone to your local medical assistance office.
All of these options were put into place to help simplify the application process and to make it available for as many people as possible.
What do I Need?
After you have contacted your office, they will give you a Medicaid application, which will tell you exactly what you need in order to apply for Medicaid benefits. The Medicaid application is fairly simple, and you need to fill it out and provide documentation for a variety of things. Here are some of the documents that you may need.
Previous year(s) tax returns
Doctor’s claims of injury and/or disability
Birth certificate, social security card, or other accepted proof of identity
If you own a home, the current fair market value of the home and any loans (mortgage or equity) on the loan. This may include a current tax bill, real estate appraisal, or copies of your mortgage
Copies of current bills, including medical bills.
Other monetary proofs, as needed.
If you are in a position where you have a disability or another reason that you will be unable to fill out the application on your own, you may designate another person to do so for you. This person should be able to answer all eligibility questions and have access to your finances. In some cases, you may need a face-to-face interview.
There may be a variety of other things that may be asked for. There are two cases in particular that may require extra documentation.
If you have had a significant decrease in assets in the past 5 years, the state will want to know why such a thing happened, and proof as to why it happened.
If you are married and in a nursing home, you may need to go through more documentation so that you can determine how much of your assets your spouse can keep. You may also need to supply assets from before you moved into the nursing home.
There are a lot of things that you may need in order to apply for Medicaid, but if you have kept good records and/or have used a financial advisor, it should be no problem to find the records that you need in order to apply for Medicaid.
Is there a “best time” to apply for Medicaid?
Well, there could be. There are several factors that may affect whether or not now is the time for you to apply for Medicaid.
State and complexity of your finances
If you are going to be in need of long term care and you have a complex financial situation, the sooner the better that you apply. Why do I say that? This is normally how the application process goes.
The Medicaid agency has 45 days to process your application. But this is only if they have all of the necessary paperwork in order to process your application.
If it requires disability determination, they have 90 days.
The date that you apply becomes the basis of your Medicaid insurance eligibility, which makes it even more important that you apply sooner than later. If you are eligible when you apply, they will usually go back to that date to start your Medicaid insurance coverage.
Medicaid has some options when you apply as well. If they feel that you are not cooperating, they can deny your application for that reason. If they do this, then you will have to reapply and go through the whole process from the beginning.
So, in summary – make sure that all of your finances are in order before you apply for Medicaid,